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April 12, 2026: Monthly report explanations on Reports

  • Added a read-only monthly explanation card directly to /reports.
  • Kept the existing monthly narrative API and report generator contract in place.
  • Moved the proven explanation surface into the reports workspace so users can see the summary, key takeaways, and action items without opening AI chat.

This closes the last code-side gap in the smart reporting workflow. The monthly narrative now has a real user-facing home in the reports experience, which makes it easier to review report context during close and easier to defend as launch-ready.